![]() Customer questions can also be answered on its website via live chat or by phone. If you prefer in-person communication, a loan with Bank of America can serve you well. You’ll have to take the couple-point hit to your credit if you want to know potential rates. Rate discounts are only available for preferred members with at least $20,000 in a deposit or investment account. $7,500 is on the higher side compared to other lender options. Borrowers don’t pay application fees or penalties for paying off their loans early. Auto financing is available to drivers in all 50 states and the District of Columbia. Bank of America locks in your rate and allows you to shop around for 30 days after qualifying. What we like and what we don’t likeīank of America has name recognition, but you’ll need to be a preferred member to see the greatest benefits. But the Cincinnati-based bank only provides direct loans in 10 states. This makes it an attractive choice for borrowers who plan to extend their loan term. We do not include the universe of companies or financial offers that may be available to you.įifth Third Bank boasts the same in-person convenience as Bank of America with a wider range of repayment terms - up to 84 months. But this compensation does not influence the information we publish, or the reviews that you see on this site. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. ![]() The offers that appear on this site are from companies that compensate us. ![]() Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.īankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. We are an independent, advertising-supported comparison service.
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